About Bill & Debt Snowball

Bill & Debt Snowball helps you know exactly what to do with your money right now: which bills each paycheck covers, how to catch up on anything past due, and the fastest way out of debt.

Who makes it

Bill & Debt Snowball is made by Buried Fables LLC, a small company in Arizona. It's built for the questions most budgeting apps leave open: what to pay next, from which paycheck, and what to do when you're already behind.

How the plans are worked out

Your debt-free date, payoff order and each paycheck's plan come from the app's own math, from the numbers you enter: monthly interest at each debt's rate, your minimums, and the extra you choose. The same math runs the free debt snowball calculator. The AI assistant explains your plan in plain words; it doesn't make the numbers up, and its answers can be wrong.

It's a planning and education tool, not a financial advisor, lender or credit counselor. It doesn't lend money, negotiate with creditors, or touch your credit report.

How the guides are checked

The guides are written by the Bill & Debt Snowball team at Buried Fables LLC. Every payoff figure in them is worked out with the app's own payoff math, and automated tests check those numbers again whenever the app changes. Each guide shows the date it was last checked, and points to official pages from the Consumer Financial Protection Bureau for more on the topic. Spot something wrong? Every guide has a “Report a mistake” link at the bottom.

Your information

You enter your own bills, debts and income; nothing connects to your bank. We don't sell your information and we don't use advertising or analytics trackers. If you delete your account, your data is removed right away. The details are in the Privacy Policy.

Get in touch

Questions, ideas or something not working? Email support@mysnowballplan.com. We read every message.