Which paycheck pays which bill?
Add your paydays and bills. See which of your next two paychecks covers each bill, what's left from each, and whether one comes up short. Free, no sign-up, and nothing you type leaves your device.
Your pay
Your bills
Due day is the day of the month it's due. Include debt minimums too. Nothing you type leaves this page.
Your next two paychecks
…
Every paycheck, months ahead
Plus a warning before a short check, “cover a short paycheck”, catch-up plans and reminders. That's the app (Pro).
Want this kept up to date? The app remembers your paydays and bills, moves each payment as you mark it paid, and warns you a week ahead.
Want every paycheck planned months ahead, with your debts and anything past due? Bill & Debt Snowball opens to everyone soon.
How it works
Each bill goes to the last paycheck that arrives before it's due. Add up each check's bills, and what's left is its room for groceries, gas and everything else. When the problem is timing rather than the total, this shows the gap before it happens.
The full method, with a worked example, is in Which paycheck should pay which bill? For debts, try the debt snowball calculator.
Questions
How do I decide which paycheck pays which bill?
Give each bill to the last paycheck that arrives before it's due, then add up each check's bills. What's left is that check's room for everything else. The tool above does this for your next two paychecks. The method, with a worked example.
What if one paycheck always comes up short?
It's common when one check carries the rent. Set aside part of the other check for it, ask a company to move a due date past the next payday, or pay a bill early from a check with room.
What if a bill is due the same day I'm paid?
The tool counts it on that paycheck. Pay it after the money arrives: some banks post pay a day late.
I'm paid every two weeks. What about the months with three paychecks?
Two months a year have a third payday. They're a good time to get ahead: put the extra check toward something past due, savings or a debt.
Is my information saved or sent anywhere?
Not unless you choose to. The tool works on this page only, and nothing you type is sent anywhere. If you tap Save this and keep it updated, your pay and bills are kept in this browser (not sent to us) until you create an account and choose to add them.
Spot a mistake on this page, or a number that doesn't look right? Report it or email support@mysnowballplan.com.
Works out your next two paychecks from the pay and due days you enter. Real paydays can move for weekends and holidays. Not financial advice.